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Logic of Leasing

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LEASE vs. CASH PURCHASE vs. BANK LOAN

What method is right for your customers?

CAN YOUR CUSTOMERS...

LEASE FINANCING

CASH PURCHASE

BANK LOAN

acquire equipment without a substantial cash outlay?

YES

NO

NO. Most banks require a large down payment.

upgrade or add equipment without difficulty?

YES

NO

NO. Most banks require re-application for another loan.

match payments to their current cash flow?

YES

NO

NO

avoid affecting their bank lines of credit?

YES

N/A

NO. In fact, they will be affecting it a great deal.

delay payments until after the equipment begins to pay off?

YES

NO

NO. Payment is required right away.

get approval for financing in one day?

YES

N/A

NO. It could take days or even weeks.

deduct all or most of the monthly payments from their taxable income?

YES

N/A

NO

We can help you and your staff speak to the logic of leasing. Contact us and let us know the situations you are encountering with your customers. Your Marlin Representative will work with you to increase your comfort in speaking about Leasing as a financing option.

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